On The Spot by L.A. Times Travel editor Catharine Hamm
I have read articles that detail the waste in paying for insurance on a rental car when a driver already has a good policy, because the coverage usually transfers to use of a rental car. My insurance agent confirmed I was covered. On a recent trip to Texas, I declined to purchase the insurance. Imagine my surprise when the rental car agent told me that Texas law prohibited my insurance company from covering me for anything beyond basic liability. Is this correct?